Delinquent my ARSE
I pay my bills online and religiously pay them on their exact due date; never early and never late. Why would I fork over my hard earned money early? My paycheck never arrives early. Online payment has never been a problem until I started paying my student loan bill for graduate school. I’ve had nothing but difficulties with this financial institution.
Listen Lady, without a doubt, this is how it goes EVERY MONTH:
1) The 16th of the month rolls around and I make my loan payment.
2) On the 17th of every month, I get a call from the bank that my payment has not been made and my account is delinquent.
3) I rattle off that I made the payment yesterday, on the DUE DATE.
4) The bank informs me that it takes 3 days to process the payment made online. Perhaps for next month, I’d like to make the payment 3 days earlier to avoid a delinquent state.
5) I laugh and hang up.
Today is the 17th, yesterday I made my loan payment and as expected, the bank called me this morning running their mouth that my account was in a delinquent state. Chalk it up to pregnancy hormones, cabin fever, or pure agitation…but I went ballistic.
BALLS TO THE WALL APE SHIT, LADY.
I was all “I paid the bill on the due date, I should not be penalized because your system takes 3 days to process the payment”. The rep could provide no other solution than to make the payment early so my account wouldn’t be marked delinquent and I wouldn’t receive the monthly call. This wasn’t exactly satisfactory so I ended the call with an abrupt “I’m not paying 3 days in advance, so I’ll just expect these dumbass calls until the loan is paid off”.
I’ve decided that going forward, on the 17th, when I receive the phone call from the bank informing me of my delinquent state, I’m going to answer and shriek at the top of my lungs until I run out of breath.
I’m aware that this is not the mature route, but it is going to be a HELL of a lot more fun than listening to the same speech about delinquency.
Confined on weekends
I spend most of the the time in the house now and infrequently go out. Too much movement or walking seems to trigger extreme pain in my side. Good thing it’s winter and there isn’t much to do. We spend most nights and weekends at home and have found ways to entertain ourselves.
Netflix is great, I’ve taken up reading again, and we play with Cardin.
httpv://www.youtube.com/watch?v=7Q-WgZPlneQ
When Cardin was an infant and we stayed home more, we used to entertain ourselves by balancing things on her head. I suppose we haven’t changed much. Rory is in for a hell of a time!
Not like the other
Last summer I broke my spectacles; right at the corner, where the band flexes to open or close. YEA. AWESOME. Except, at that point, the glasses were fairly new and I was fairly pissed as I had spent over $400 on them. Since I don’t regularly wear my glasses and our vision insurance was awful, I felt obligated to prolong their life.
Therefore, I performed some extremely delicate surgery on the frames. I used twisty ties and kite string to fashion a support beam that would enclose the band and allow me to continue to wear the glasses. My fix wasn’t pretty and I walked around what appeared to be a giant white pirate patch attached to the side of my glasses, but it worked and for the few hours each night that I wear them, they suffice. The only downfall was that I couldn’t bend them to put them in any sort of carrying case. Minor design flaw.
Towards the end of 2011, our company began their open enrollment period for benefits. Normally, Brett carries our vision insurance through the school district because its a state run program and the prices are extremely better than what my private company can offer. However, my company switched vision providers and I knew that my kite string fix wasn’t going to last forever, so I signed up for additional vision coverage starting the first of the year.
I also knew, from previous experience, that when I went to the hospital to deliver Rory, I was not going to be allowed to wear my contacts. This is an actual regulation the hospital has for anyone who may need surgery, for example a c-section. Doctors don’t really want to contend with the possibility of side effects, such as swelling or inflammation, if a patient were to wear their contacts during anesthesia.
My choices were down to:
1) fork over the money and get a new pair of glasses
2) keep the mcgyver’d pair and have that documented forever in Rory’s first pictures
Any rational person would also be concerned with having all the doctors and nurses see you with these ridiculous looking glasses that have been patched beyond belief. Let me assure you lady, this will be the least of my concerns as 20 doctors gather to feel my spleen and watch me deliver a baby without managing to rupture an internal organ. It’s a skill.
We went over the weekend to one of the local vision centers so that I could get an updated eye test and order a new pair of glasses. The eye exam proceeded without incident until the doctor wanted to dilate my eyes. That is until he noticed my belly. Apparently, pregnant woman cannot get their eyes dilated because the dye may seep into the bloodstream. Don’t drink, don’t smoke, don’t eat a lot of fish….I’m up on all these; dilating eyes….not so much.
After the test, I picked out a pair of Ray Ban frames and waited to have them measured and fitted for my eyes. I had expected a good three to four hundred dollar expense, but was pleasantly surprised when the price quote came back as a meager $57. Listen Lady, at first I was all “come again”. That price seemed unheard of for glasses and yet I was questioning it? The sales rep confirmed that the vision insurance company would cover the cost of the frames and lenses and the $57 was the co-payment I needed to make.
I hurled my credit card at her before she changed her mind and we picked up my new glasses. Hopefully these frames will last much longer with much less intervention. Bet you can’t guess which pair is the new one?
T-Shirt Glory
Those of you that know me are aware that I have a small fetish when it comes to t-shirts. In fact, that’s my typical outfit no mater what the weather; jeans and a t-shirt. I have dozens of t-shirts and each year for Christmas, I ask Brett to buy me at least a dozen more. Most of the shirts have some sort of play on words and while not downright offensive, they have the ability to produce a smirk on whoever reads them.
It comes as no surprise then, that ALL Cardin wants to wear lately are her t-shirts. Though, I gotta tell you kid, while you like the penguin shirt we bought at the zoo, its not nearly as cool as mommy’s “without me it’s just aweso” shirt. Just saying.
As her mother, I feel obligated to try and dress her more appropriately for the weather than I dress myself; meaning long sleeves and pants. We fight over her clothing most mornings and typically I give in and let her wear a t-shirt. Brett thinks I coddle her, but I think that she’s just trying to express herself with her t-shirt style and who am I to oppress that?
Listen Lady, let the woman wear the blue penguin t-shirt and just call it a day. I suppose I succeed in the world of mommies as long as she doesn’t head out of the house in the nude? Besides, I’d rather save my energy, because I figure in about 10 years, a whole new round of fighting over clothes is going to start. And really….mommy & daddy ARE going to win those fights.
This is my newest shirt. If I have to explain the significance of this shirt to you then clearly you have lived under a rock for the past 10 years. Also, bustedtees.com is my favorite place to shop for t-shirts; I highly recommend.
Today’s episode is brought to you by the letters…
Finally collected all the letters for Rory’s name to hang over his crib. Special thanks to my momma for hitting up the craft store each week with her coupon to get these while I’ve been laid up.
The nursery is painted yellow, so I picked this color for contrast. Cardin helped me with the first coat. She did surprisingly well considering this paint isn’t washable. She even painted the edges of the letters; although she painted the letters TO the actual newspaper. Minor details.